Staff Accountant

For over 30 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to help families realize the American dream of owning a home! FCM is a full-service, FNMA, HUD and VA approved national mortgage lending firm.

We specialize in partnering with Home Builders as well as retail production. FCM funded $2.6 Billion in 2024 through affiliated business arrangements with 10 different home builders, 5 of which rank in the Top 65 Home Builders in the country.

FCM is currently seeking a Staff Accountant. This role will report to the Controller.

Position Summary

The Staff Accountant is responsible for supporting the day-to-day accounting operations of the organization within a fast-paced mortgage lending environment. This position plays a key role in maintaining accurate financial records, supporting the month-end close process, preparing reconciliations, assisting with accounts payable oversight, and supporting financial reporting and analysis. The ideal candidate is detail-oriented, analytical, and capable of managing multiple priorities while ensuring compliance with (GAAP), investor requirements, and internal controls.

Essential Duties and Responsibilities

· Prepare and post journal entries related to daily and monthly accounting activities.

· Perform timely and accurate reconciliations of bank accounts, warehouse lines, escrow accounts, and general ledger balances.

· Assist with month-end, quarter-end, and year-end close processes.

· Maintain the integrity and accuracy of the general ledger and supporting schedules.

· Support accounting functions related to mortgage loan funding, servicing activities, commissions, and secondary market transactions.

· Review, monitor, and assist with accounts payable processes to ensure timely and accurate invoice processing, coding, approvals, and vendor payments.

· Partner with the Accounts Payable team to resolve invoice discrepancies, maintain vendor records, and improve workflow efficiency and internal controls.

· Analyze financial results, identify variances, and research discrepancies.

· Prepare audit schedules and provide supporting documentation for internal and external audits.

· Ensure compliance with company policies, accounting standards, and regulatory requirements.

· Assist management with financial reporting, ad hoc analysis, and special projects.

· Collaborate with operations, servicing, treasury, finance, and accounts payable teams to resolve accounting issues and improve processes.

· Monitor and resolve outstanding reconciling items in a timely manner.

· Identify opportunities for process improvements and increased efficiencies within accounting operations.

· Maintain organized and accurate accounting records and documentation.

Qualifications

· Bachelor's degree in Accounting, Finance, or related field required.

· One to three years of accounting experience preferred; mortgage banking or financial services experience strongly preferred.

· Working knowledge of GAAP and standard accounting practices.

· Experience with general ledger accounting, account reconciliations, and accounts payable processes.

· Strong proficiency in Microsoft Excel, including formulas, pivot tables, and data analysis.

· Excellent analytical, organizational, and problem-solving skills.

· Strong attention to detail with a high level of accuracy.

· Ability to manage multiple priorities and meet deadlines in a dynamic environment.

· Strong written and verbal communication skills.

· Ability to handle confidential financial information with professionalism and discretion.

Preferred Qualifications

· Experience within the mortgage lending or loan servicing industry.

· Familiarity with warehouse lending, escrow accounting, investor reporting, and accounts payable workflows.

· Experience with mortgage platforms and ERP systems such as Encompass, Loan Vision (Microsoft Nav) and/or AMB.

· Ability to commute on an as-needed basis to Houston, TX or Charlotte, NC.

What FCM Offers

Medical, Dental & Vision | FSA, Life, Supplemental Life, Long Term Disability and Supplemental Insurance | Vacation & Sick Time | 401k

FCM and its Affiliates are Equal Opportunity Employers.

To learn more about FCM and our growing team, please visit our website at www.firstcontinentalmtg.com.