Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best.
Great American is one of the few carriers with a dedicated Property & Inland Marine Division and, in the industry segments it covers, with expertise second to none. From the underwriters to claims representatives, the focus is strictly on property and inland marine coverages. The team has an average of 19 years of industry experience, and is dedicated to writing only these coverages, which include: Commercial Property Coverage, Inland Marine Coverage, Builder's Risk, Contractor's Equipment and Motor Truck Cargo.
Our Property & Inland Marine Division is looking for a Production Underwriter to join their team. Responsibilities for this position include risk selection, risk retention, pricing, and profitability per divisional objectives. This position will be based in our Houston, TX office and will offer a hybrid work environment.
Essential Job Functions and Responsibilities
Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite.
Analyzes risk information to make informed decisions on coverage, pricing, and terms.
Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details.
Orders additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions.
Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
Evaluates existing policies for potential renewal or modification.
Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers.
Stays updated on industry trends, regulatory changes, and market conditions.
Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
Interprets, explains, and markets products and services.
Develops and executes marketing strategies to promote the Company’s products to brokers and agents.
Monitors market trends and competition to identify opportunities for product enhancements and marketing strategies.
Organizes and participates in marketing initiatives, including presentations, industry events, and broker/agent meetings to showcase products and services.
Performs other duties as assigned.
Job Requirements
Bachelor’s Degree in Business, Marketing, Economics, Risk Management and Insurance, or a related field or equivalent experience.
Generally, a minimum of 6 months of related insurance experience. Continuing progress toward and/or the completion of a professional designation preferred.
Performs work under moderate supervision and technical direction. Familiar with basic concepts, practices and procedures.
Works with authority on assignments of low to moderate technical complexity.
Develops and maintains knowledge of company policies and industry laws and regulations.
Excellent interpersonal and communication skills. Strong analytical skills with attention to detail.
Strong negotiation and decision-making ability.
Position requires occasional travel.
Job is non-exempt in Washington.
Business Unit:
Property Inland MarineBenefits:
Compensation varies by role, position level, and location. Individual pay is influenced by skills, education, training, certifications, experience, and the role's scope and complexity, along with business needs.
We offer a competitive Total Rewards package, including medical, dental, and vision plans starting on day one, PTO, paid holidays, commuter benefits, an employee stock purchase plan, education reimbursement, paid parental leave/adoption assistance, and a 401(k) plan with company match. These benefits are available to eligible full-time and part-time employees.
Your recruiter can provide more details about our total rewards and specific compensation ranges during the hiring process.