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Mortgage Construction Loan Processor

OneTrust Home Loans
Full-time
On-site
Houston, Texas, United States
Construction & Skilled Trades

About OneTrust

If you are looking for an organization that has established an outstanding reputation for quality products and services and where you are an important member of a team effort then CalCon Mutual Mortgage dba OneTrust Home Loans may be for you. The success of the company depends upon the dedication of our employees. We look for employees who will find satisfaction and take pride in their work. Our employees are an important member of a team effort and the success of the company depends upon their dedication.

OneTrust Home Loans listens to our clients' needs and ideas to anticipate their home financing goals and dreams. We're mortgage educators, providing detailed information and sound advice on mortgage options and industry trends. We're home financing strategists, applying our years of experience and diversity of loan products to present solid solutions that help clients reach their goals. We focus our energies on a transparent and open communication loan process to close loans quickly. Service is everything!

We value integrity, transparency, innovation and greatness. If you share these values, OneTrust Home Loans is looking for a Client Manager/Loan Processor to fill positions nationwide.

Position Summary

Manage all aspects of processing construction loans. Gather and review documentation, coordinate draw schedules and ensure compliance with loan guidelines and timelines.

Essential Duties and Responsibilities

  • Review and process new construction loan applications for completeness and compliance.
  • Perform welcome calls with borrowers within department timeframes.
  • Collaborate with loan officers and underwriters to gather necessary documentation, including plans, budgets, contractor agreements and permits.
  • Coordinate and process construction draws in accordance with loan agreements and approved schedules.
  • Communicate with borrowers, builders, and other stakeholders to provide updates and ensure documentation is submitted in a timely manner
  • Monitor loan pipelines and proactively manage key milestones to meet closing deadlines.
  • Deliver clean, complete and accurate files to both Underwriting and Closing Departments.
  • Attend and complete regulatory and compliance training, as required.
  • Stay up to date with regulations, investor guidelines and construction lending practices.

The above functions are intended to describe the general nature and level of work performed by individuals assigned to this job. This is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities and qualifications required of employees assigned to this job.

Education and Experience

  • 4 years' previous loan processing experience, with at least 2 years specifically in construction loan processing.
  • Strong knowledge of construction loan products.
  • Maintain a knowledge of lending guidelines, investor programs, industry requirements and changes.

Knowledge, Skills and Abilities

  • Demonstrated computer skills in word processing, spreadsheet and electronic mail software.
  • Strong communication and interpersonal skills, and a high level of professional integrity.
  • High level of customer service skills.
  • Maintains a positive, helpful, constructive attitude and work relationship with co-workers and supervisor.
  • Strong time management and organizational skills in a dynamic, constantly changing environment.
  • Attention to detail and quality focused.
  • Encompass experience preferred.

Job Type: Full-time

OneTrust Home Loans is an Equal Opportunity Employer


CALIFORNIA JOB APPLICANT PRIVACY NOTICE REGARDING THE COLLECTION OF PERSONAL INFORMATION

This Job Applicant Notice is designed to meet obligations under the California Privacy Act ("CPRA"), as amended by the California Consumer Privacy Act ("CCPA"), regarding how CalCon Mutual Mortgage, LLC collects and processes personal information during the application and recruitment process. This Job Application Notice solely applies to applicants of CalCon Mutual Mortgage, LLC who reside in the State of California.

In the event of a conflict between any other CalCon Mutual Mortgage, LLC policy, statement, or notice and this Job Applicant Notice, this Job Applicant Notice will prevail as to California job applicants. Unless stated otherwise, CalCon Mutual Mortgage, LLC may collect personal information and use it for certain business purposes. Under the CPRA, "consumers" means California residents, including job applicants, employees, or contractors of a business. CalCon Mutual Mortgage, LLC will only process your personal information in accordance with the Company's Privacy Notice, unless otherwise required by applicable law. You can submit a request to hr@onetrusthomeloans.com regarding the Company's Privacy policy to know about the categories of data being collected, the purposes for which the data will be used and your rights to opt out.